Consumer Bankruptcy
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
Bankruptcy, without the judgment.
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
Three simple steps
Three simple steps
1
1
Book a $49 consultation
Tell us about your debts and income. We’ll listen without judgment, ask the right questions, and give you a clear picture of whether Chapter 7 is the right path for you — usually in under an hour.
2
2
We confirm you qualify and prepare your filing
We run the means test, gather your financial documents, and prepare every required schedule and form accurately — so your case starts on solid ground.
3
3
We file your case, handle the process, and guide you to discharge
We file your petition, represent you at the trustee meeting, and handle every step of the process until the court issues your discharge order and the debt is legally eliminated.
Simple, Flat-Fee Bankruptcy
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Flexible payment plans available.
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $49 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No surprise bills. Ever.
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $49 consultation fee is credited toward your flat fee when you move forward.
Common questions, answered plainly
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
Book your consultation.
Book your consultation.
Your scheduling widget will appear here.
Embed your booking calendar in this space so clients can pick a time in a few clicks.
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
Ready to get out from under the debt?
Start with a $49 consultation — credited toward your flat fee when you move forward.
Consumer Bankruptcy
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
Bankruptcy, without the judgment.
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
Three simple steps
Three simple steps
1
1
Book a $49 consultation
Tell us about your debts and income. We’ll listen without judgment, ask the right questions, and give you a clear picture of whether Chapter 7 is the right path for you — usually in under an hour.
2
2
We confirm you qualify and prepare your filing
We run the means test, gather your financial documents, and prepare every required schedule and form accurately — so your case starts on solid ground.
3
3
We file your case, handle the process, and guide you to discharge
We file your petition, represent you at the trustee meeting, and handle every step of the process until the court issues your discharge order and the debt is legally eliminated.
Simple, Flat-Fee Bankruptcy
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Flexible payment plans available.
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $49 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No surprise bills. Ever.
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $49 consultation fee is credited toward your flat fee when you move forward.
Common questions, answered plainly
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
Book your consultation.
Book your consultation.
Your scheduling widget will appear here.
Embed your booking calendar in this space so clients can pick a time in a few clicks.
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
Ready to get out from under the debt?
Start with a $49 consultation — credited toward your flat fee when you move forward.
Consumer Bankruptcy
Consumer Bankruptcy
Relief from overwhelming debt — and a genuine fresh start.
Bankruptcy, without the judgment.
Bankruptcy, without the judgment.
Drowning in credit card debt, medical bills, or calls from collectors is an exhausting way to live — and you shouldn’t have to. Chapter 7 bankruptcy is a federal legal process that lets qualifying individuals wipe out most unsecured debt and genuinely start over. It isn’t a failure. It’s a right built into the law specifically for moments like this.
We approach every bankruptcy case without judgment. Our job is to understand your situation, confirm whether Chapter 7 is the right path for you, prepare everything correctly, and guide you from the first conversation all the way to your discharge — the court order that legally eliminates the debt. Most straightforward Chapter 7 cases are resolved in three to five months.
Three simple steps
Three simple steps
1
1
Book a $49 consultation
Tell us about your debts and income. We’ll listen without judgment, ask the right questions, and give you a clear picture of whether Chapter 7 is the right path for you — usually in under an hour.
2
2
We confirm you qualify and prepare your filing
We run the means test, gather your financial documents, and prepare every required schedule and form accurately — so your case starts on solid ground.
3
3
We file your case, handle the process, and guide you to discharge
We file your petition, represent you at the trustee meeting, and handle every step of the process until the court issues your discharge order and the debt is legally eliminated.
Simple, Flat-Fee Bankruptcy
Simple, Flat-Fee Bankruptcy
One clear attorney fee for a straightforward Chapter 7 case — confirmed in writing before we begin. Government filing fees and required course fees are quoted separately and never marked up.
Chapter 7 Bankruptcy
Attorney flat fee — straightforward case
$1,100
starting flat fee
Flexible payment plans available.
Attorney fee only. The $338 court filing fee and required credit-counseling course fees are separate. Final fee depends on the complexity of your case and is confirmed in a written agreement. Your $49 consultation fee is credited toward your flat fee.
Fotopoulos PC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No surprise bills. Ever.
No surprise bills. Ever.
Financial stress is already overwhelming — your attorney shouldn’t add to it. Every bankruptcy case starts with a clear, written fee agreement before we do any work. You know exactly what you’re paying, what’s included, and what it takes to get your discharge.
One clear price
Flat fee agreed and confirmed in writing before we begin — no surprises.
No hourly clock
Call or email with questions anytime — the meter isn’t running between us.
Credited consultation
Your $49 consultation fee is credited toward your flat fee when you move forward.
Common questions, answered plainly
Common questions, answered plainly
Will I lose my house or car?
Which debts can bankruptcy erase?
How will this affect my credit?
How long does the process take?
Chapter 7 vs. Chapter 13 — which is right for me?
Book your consultation.
Book your consultation.
Your scheduling widget will appear here.
Embed your booking calendar in this space so clients can pick a time in a few clicks.
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
[Client testimonial goes here — a short, specific quote about how the process felt clear and manageable, the options were explained without jargon, and how reassuring it was to finally have a path forward.]
Client Name
Immigration Client
Ready to get out from under the debt?
Start with a $49 consultation — credited toward your flat fee when you move forward.